Celebrities rely on their talents to earn a living and if they lose that talent for even a small time frame, they take out insurance policies to make sure they still get paid. We did a little research on some of these bizarre policies.

"Ugly Betty" star America Ferrera has her smile insured for 10 million.

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Pittsburgh Steelers player Troy Polamalu has his hair insured for a million bucks. Model Heidi Klum has her legs insured for 2.2 million. Ilja Gort is the world's most famous wine expert. His nose is insured for 8 million. Keith Richards has his fingers insured for 1.5 million. Bruce Springsteen's voice is insured for 6 million. Gene Simmons has a 6 million dollar policy on his tongue and

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Michael Flatley, the Lord of the Dance has his legs insured for 40 million.

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